E342: Monica Kaufman CFP - Transforming Your Financial Mindset
About Monica Kaufman
Monica Kaufman, CFP®— founder of Harmony Wealth Academy.As a financial planner and behavioral strategist with deep roots in both Wall Street and real-world resilience, Monica believes that true wealth is built at the intersection of mindset, meaning, and money.Monica's work is shaped not just by decades in the industry—but by her personal story as a wife, caregiver, and mother navigating the challenges of severe mental illness in her family. She has learned that clarity isn’t a luxury—it’s a lifeline.Most people weren’t taught how to lead financially. They’re overwhelmed, ashamed, or stuck in patterns that no longer serve them. That’s why Monica created The Aligned Horizon—a framework for helping people rise above fear, reclaim agency, and build a financial life that reflects who they truly are.Whether she's working with high-income professionals and entrepreneurs, purpose-driven parents, or first-generation wealth builders, her message is this:You are not behind.You are not broken.You’re just ready for a new horizon.So the real question is:Are you ready to rise?
Summary
In this engaging conversation, Monica Kaufman, a certified financial planner, shares her journey into financial planning and the importance of understanding money scripts. She emphasizes the need for a mindset shift around money, the creation of systems for financial success, and the role of relationships in managing finances. Monica also discusses overcoming the fear of financial numbers, the importance of intentionality in financial giving, and the taboo surrounding discussions about money. Ultimately, she empowers individuals to take control of their financial futures and encourages them to be optimistic about their financial journeys.
Takeaways
Monica's journey into financial planning began with a desire to help people solve their financial problems.
Understanding money scripts is crucial for changing one's relationship with money.
Mindset shifts are necessary for overcoming financial fears and achieving success.
Creating systems is more effective than relying on willpower alone.
Relationships play a significant role in financial management and communication.
It's important to have open discussions about money within families to break the taboo.
Intentionality in financial giving can create a positive impact on one's financial mindset.
Financial organization is key to managing money effectively and avoiding chaos.
Setting realistic financial goals requires understanding one's financial situation and capabilities.
Empowering individuals to take control of their finances is essential for long-term success.
Chapters
00:00 Introduction to Financial Planning Journey
03:18 Understanding Money Scripts and Their Impact
06:08 Shifting Mindsets Around Money
09:21 Practical Steps to Overcome Financial Fear
12:25 Building Systems for Financial Success
15:10 Navigating Couples' Finances
18:22 Creating Trust in Financial Relationships
20:59 Building Trust and Financial Goals in Relationships
22:32 The Importance of Financial Organization
24:31 Intentionality in Financial Giving
25:57 Understanding Financial Health and Performance
28:51 Setting Realistic Financial Goals
31:38 Overcoming the Taboo of Money Conversations
37:17 Empowerment Through Financial Education
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Connecting with Monica:
https://harmonywealthacademy.com/
